Loan Products

At Rails West FCU, we take designing your loans serious. With that in mind we are always looking to give you the best rate, with an awesome payment that you can afford. In the event that you have questions, our knowledgeable loan designers can help you answer all your questions. Doesn't it feel good to work with a loan designer who has your best interest in mind?

New Auto Loans

New Auto Loans

Whether you need a car, SUV or truck, we can help.

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Used Auto Loans

Used Auto Loans

Looking to get a good rate on a used car?

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Large RV Loans

Large RV Loans

Looking to get adventurous with either a travel trailer or a new motorboat?

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Small RV Loans

Small RV Loans

Looking to get back on the trail with a new snowmobile or a side by side? How about that new motorcycle?

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Mortgage Loans

Mortgage Loans

Whether its a 2nd Mortgage or a new Home Loan, we have you covered!

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Home Equity Lines of Credit

Home Equity Line of Credit

Use your home's equity as a powerful line of credit.

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Home Equity Loans

Home Equity Loans

Use your home's equity for a regular fixed rate payment.

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Personal Loans

Personal Loans

Need some money for the unexpected? Talk to one of our Loan Designers!

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Shared Secured Loans

Share Secured Loans

When you use your money, the rate gets lower! Call for Details!

Secured VISA Loans

Secure VISA Loan

Get a better rate on your VISA Credit Card by using your money!

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VISA Loans

VISA Loans

Take a line of credit wherever you go. Use it for travel or just for fun! Earn rewards as you do.

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Payment Insurance

Payment Insurance

Now your loan payments can be protected. It's your choice! Ask a Loan Designer for more information.

Guaranteed Asset Protection

GAP

Don't get flipped upside down with the value of your car. GAP helps you to stay upright! Ask a Loan Designer for information.

Mechanical Breakdown

Mechanical Breakdown

Why pay more for a warranty than you absolutely have to. Ask a Loan Designer for more information.

Holiday Skip a Payment

Holiday Skip a Payment Program

Holiday Season got you down? How about skipping your loan for the month of November or December to help with the holidays?