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Company History

The Rails West Federal Credit Union has been serving members since 1935. We are a non-profit financial institution, owned and controlled by our members. Our Mission is to serve the personal financial needs of our members efficiently and vigorously.

Our Vision is to become the primary financial institution for the entire credit union membership-guided by financial integrity and member service.

Established on July 30, 1935, the Rails West Federal Credit Union was the first credit union in Idaho. Rails West Federal Credit Union has a strong history of strength and stability and is committed to long-lasting relationships with our current and future members.

History Timeline

  • July 30, 1935 - Pocatello Railroad Employees Federal Credit Union is established. The story is that the Credit Union started out of a railroad employee's lunch box. The field of membership included railroad employees, members of their families, and associations of such employee.
  • 1956 - The Credit Union reached the $1 million mark, with 2 fulltime employees, and 2 sometimes 3 part-time employees.
  • 1973 - Merged with the Glens Ferry Railroad Employees Federal Credit Union
  • 1976 - Pocatello Office was remodeled. Office went from 3 teller windows to 6 windows plus a walk-up window.
  • 1984 - Merged with the Paul Robert's Credit Union
  • March 1986 - Name changed from Pocatello Railroad Employees Federal Credit Union to Pocatello Railroad Federal Credit Union
  • 1987 - Merged with Gem State Federal Credit Union
  • 1988 - Members of the Shoshone-Bannock Tribes were accepted into the field of membership
  • 1990 - Merged with GarretFreightLines Employees Federal Credit Union
  • April 2005 - New Chubbuck branch opened

  • September 2014- Name changed from Pocatello Railroad FCU to Rails West FCU
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Our Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines. We are working to increase the accessibility and usability of our website for all people. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at (208) 232-5746